Business services
The recurring work that has to be right every month: bookkeeping, payroll and payroll tax, sales and income tax, licenses, permits, insurance, and POS. Prepared on the calendar, not at the deadline.
Minneapolis, Minnesota · 21+ years
Build your business.
We'll run the back office.
For twenty-one years, SBMC LLC has kept the books, payroll, taxes, compliance, and bank financing running for owner-operated businesses across the Twin Cities — so the hours you lose to paperwork go back into growth.
Engagement covers
- 01 Executive & administrative management
- 02 Bookkeeping & financial statements
- 03 Payroll & payroll tax reporting
- 04 Sales & income tax preparation
- 05 Loan applications & bank financing
- 06 Compliance, vendor & banking support
- 07 Licenses, permits & POS systems
Scope is set per client and updated by written agreement.
In business
21+ years
Managing owner-operated companies
Businesses helped
100+
Retail, hospitality, and wholesale
Active clients
100+
Under management right now
Financing secured
$50M
Approximate total raised for clients
Three ways we work with owners
Most clients engage all three. You can start with one.
Business management
We take the executive and administrative load — vendors, banking, compliance, and the routine decisions that pile up on your desk — so you stop being the bottleneck in your own operation.
Business consultation
Where the business goes next, argued from your own numbers: pricing, margins, staffing, expansion, and the financing to pay for it. Our clients have raised approximately $50 million through our lender network.
100+ businesses
helped. 100+
still with us.
That is the honest version of our pitch. Twenty-one years in, the client list has grown mostly by not shrinking — owners stay because the reporting is right, the filings land on time, and there is someone who already knows the business when the bank, the auditor, or the state calls.
You are not buying another portal to log into. You are handing the work to a team of accountants and bookkeepers with more than twenty years of experience, who maintain the ledger, run payroll, prepare the filings, and deal directly with your attorneys, accountants, lenders, and government agencies on your behalf.
Your books, records, and supporting documents stay your property the entire time.
Loans & bank financing
Most owners get stuck at the bank.
Lenders want clean books, current financial statements, credible projections, and fast answers to the follow-up questions that arrive a week later. Most small businesses cannot produce that on demand, and the application stalls.
That paperwork is already what we do for you every month. So when it is time to borrow, the package is ready — and we take it to the financial institutions in our network rather than whichever bank happens to hold your checking account.
$50M
Approximate total financing our clients have secured with us, in aggregate.
- Loan packages prepared and presented
- Matched to lenders in our network
- Negotiated through to funding
What we handle
Business management
Executive and administrative oversight of day-to-day operations.
Bookkeeping & financials
General ledger, financial statements, budgeting, and cash flow.
Payroll & tax
Payroll administration, payroll tax reporting, and tax preparation.
Consulting & advisory
Strategic guidance on business decisions and long-term planning.
Compliance & support
Compliance, vendor, and banking support, plus advisor liaison.
Loans & banking
Loan applications prepared and presented, and lenders sourced from our network.
Licensing & POS
Licenses, permits, insurance, and point-of-sale systems.
Who we work with
We are not learning your industry on your time. We know these businesses from the inside — their margins, their filings, their seasons, and the questions their bank will ask.
- Retail
- Single storefronts through multi-location operators: inventory, sales tax across jurisdictions, and POS reporting that reconciles at month end.
- Restaurants, cafes, hotels & motels
- Tipped payroll, liquor and health licensing, vendor accounts, and food-and-labor margins watched weekly rather than discovered quarterly.
- Wholesale & distribution
- Landed cost, receivables aging, and cash flow held together across long payment cycles and large purchase orders.
- Dental & medical clinics
- A specialty we are actively expanding into: practice administration, payroll, insurance and vendor coordination, and monthly financials.
How an engagement starts
-
1
We listen
You walk us through the business, the books, and where the pressure actually is. No charge for the conversation.
-
2
We scope
We propose only the services you need, priced as a flat monthly fee, a management fee, or hourly.
-
3
We take it on
Work begins, your records stay yours, and the scope adjusts in writing as the business grows.
Tell us where the pressure is.
One conversation is enough for us to scope what you actually need.